Metronet is one of the fastest-growing fiber ISPs in the Midwest — operating in 17+ states with a focus on mid-sized cities and suburban communities underserved by the major carriers. Headquartered in Evansville, Indiana, Metronet is building gigabit fiber across IN, IL, OH, MO, WI, KY, IA, MI, and more. To work as a Metronet subcontractor, you need compliant insurance with Metronet named as Additional Insured before work begins.
Metronet's subcontractor agreements require specific insurance minimums. Here's what you need to be Metronet-compliant and get on their approved vendor list.
Metronet requires GL covering property damage to existing infrastructure, bodily injury on job sites, and completed operations. Metronet must be named as Additional Insured with a blanket AI endorsement.
Metronet requires statutory Workers' Comp from all subcontractors in all states. Covers crews during aerial lashing, underground OSP, splicing, and drop installation across Metronet's 17-state footprint.
$1M CSL Commercial Auto covering all vehicles used for Metronet work — bucket trucks, vans, boring machines, trailers. Metronet named as Additional Insured on auto policy.
For larger Metronet subcontracts — multi-city OSP builds, conduit installation projects, and BEAD-funded builds — Metronet may require a $1M–$2M umbrella on top of GL coverage.
Protect fusion splicers, OTDRs, reel trailers, and boring equipment between Metronet job sites. Inland Marine covers equipment in transit and on-site — critical for multi-market Metronet subcontractors.
We issue Metronet-compliant COIs promptly with the correct Metronet entity name — so you can submit your paperwork and start work without delays across all Metronet markets.
Metronet focuses on mid-sized cities and suburbs in the Midwest and South — markets where gigabit fiber has historically been limited. These are Metronet's most active subcontractor markets right now.
Metronet's hometown and one of its most established markets. Evansville was one of Metronet's earliest fiber buildouts and remains a key operational hub for Midwest expansion.
Indiana university towns where Metronet is an active fiber builder. Both Lafayette (Purdue) and Bloomington (IU) have strong Metronet presences with ongoing residential expansion.
Metronet built out Champaign-Urbana (U of I) and is expanding throughout central Illinois. IL is one of Metronet's largest state footprints with multiple active markets.
Columbia, Missouri (U of MO) is an active Metronet fiber market. Missouri is part of Metronet's growing Midwest expansion with both residential and business fiber.
Wisconsin is an active Metronet buildout state. Metronet is expanding across Madison, Appleton, and other WI markets with both aerial and underground fiber deployment.
Kentucky, Iowa, Michigan, Ohio, and more — Metronet is in 17+ states total. Submit a quote and tell us your market. If Metronet is building there, we'll get you compliant.
We know Metronet's subcontractor requirements across their 17-state footprint — and we get you compliant fast.
We know Metronet's entity structure and what Additional Insured language their subcontract agreements require — across all 17+ Metronet states. Your COI passes compliance the first time.
Metronet moves fast on subcontract awards in competitive Midwest markets. We get you covered and issue compliant COIs the same business day — so you never lose a Metronet job over paperwork.
We understand the specific Workers' Comp rules, state contractor licensing requirements, and insurance regulations across Indiana, Illinois, Ohio, Wisconsin, and other Metronet Midwest markets.
We specialize exclusively in fiber and telecom contractors. We understand FTTH drops, OSP builds, and splicing work — and make sure your Metronet policy covers what you actually do.
Common questions from fiber contractors getting insured for Metronet subcontract work.
Metronet typically requires: General Liability ($1M per occurrence / $2M aggregate), statutory Workers' Compensation, Commercial Auto ($1M CSL), and an Umbrella policy for larger projects. Metronet must be named as Additional Insured on your GL and Auto policies.
Metronet operates in 17+ states primarily in the Midwest and South, headquartered in Evansville, Indiana. Key markets include Indiana, Illinois, Ohio, Missouri, Wisconsin, Kentucky, Iowa, Michigan, and more. They focus on mid-sized cities and suburban markets underserved by the major carriers.
Yes. Indiana requires Workers' Compensation for all employers with one or more employees. As a Metronet subcontractor in Indiana, you must carry statutory Workers' Comp. Even sole proprietors performing Metronet subcontract work should carry Workers' Comp — Metronet's agreements typically require it regardless of state thresholds.
A full Metronet-compliant package (GL + Workers' Comp + Auto + Umbrella) for a small fiber crew typically runs $3,500–$9,000/year depending on your state, payroll, and revenue. Submit a quote for your specific situation — we'll find the most competitive pricing across multiple A-rated carriers.
No-obligation quotes for Metronet subcontractors — prompt COI with Metronet named as Additional Insured.
Get My Metronet-Compliant QuoteSite managed by Altamira Insurance Agency.
IMPORTANT DISCLOSURES: FiberContractorInsurance.com is a lead generation website operated by a licensed insurance brokerage. Not an insurance company. Submission does not bind coverage or guarantee pricing.
Insurance products and availability vary by state. Metronet subcontractor insurance requirements vary by project and contract type. Metronet is a registered trademark of Metronet. FiberContractorInsurance.com is not affiliated with or endorsed by Metronet.