Ziply Fiber is the dominant fiber ISP in the Pacific Northwest — acquired from Frontier Communications in 2020 and committed to upgrading 80% of its territory to gigabit fiber. Ziply operates in Washington, Oregon, Idaho, and Montana, and is now expanding into Montana with 55,000 new fiber locations across Billings, Great Falls, Missoula, Helena, and Butte. To work as a Ziply Fiber subcontractor, you need compliant insurance with Ziply named as Additional Insured — and in Washington, special WA L&I Workers' Comp requirements apply.
Ziply Fiber's subcontractor agreements require specific insurance minimums. Here's what you need — including Washington State's unique WA L&I Workers' Comp requirements.
Ziply requires GL covering property damage to existing infrastructure, bodily injury on job sites, and completed operations. Ziply Fiber, Inc. must be named as Additional Insured with blanket AI endorsement covering all Ziply territories.
Washington State requires Workers' Comp through the WA Department of Labor & Industries (L&I) state fund — not private carriers. Oregon, Idaho, and Montana allow private Workers' Comp. We help Ziply subcontractors navigate all four states correctly.
$1M CSL Commercial Auto covering all vehicles used for Ziply work across WA, OR, ID, and MT — bucket trucks, splice vans, boring machines, trailers. Ziply named as Additional Insured on auto policy.
For larger Ziply Fiber subcontracts — multi-city OSP builds, ROW work across WA counties, and the new Montana expansion — Ziply may require $1M–$2M umbrella on top of GL. We move quickly on these.
Protect fusion splicers, OTDRs, and boring equipment across Ziply's four-state territory. Critical for subcontractors moving equipment between Washington, Oregon, Idaho, and Montana job sites.
Same-day COI issuance naming Ziply Fiber, Inc. as Additional Insured across all four states. We know the correct Ziply entity name and issue compliant COIs so you can start work fast on Ziply jobs.
Ziply has committed to upgrading 80% of its Pacific Northwest territory to fiber. With 2026 Montana expansion, here are the markets with the most active Ziply subcontractor demand.
Washington is Ziply's largest state by footprint. Seattle metro, Bellevue, Tacoma, and surrounding Puget Sound communities are active Ziply build markets with strong subcontractor demand for drops and splicing.
Spokane is one of Ziply's most active fiber upgrade markets in Eastern Washington. Ongoing FTTH buildout replacing legacy copper DSL with gigabit fiber across Spokane County and surrounding communities.
Oregon is an active Ziply state. Portland suburbs, Hillsboro, Gresham, and communities across Western Oregon are part of Ziply's 80% fiber commitment, with subcontractors needed for both aerial and underground work.
Idaho is part of Ziply's four-state footprint. Boise metro and surrounding Idaho communities inherited from Frontier are being upgraded to fiber as part of Ziply's Pacific Northwest buildout.
Ziply is expanding into Montana with 55,000 new fiber locations across Billings, Great Falls, Missoula, Helena, and Butte. This Montana expansion creates significant new demand for OSP subcontractors in Big Sky country.
Ziply is a recipient of BEAD broadband funding across all four states. BEAD-funded rural fiber builds are expanding Ziply's footprint beyond its legacy Frontier territory into unserved and underserved rural communities.
We understand Ziply's four-state subcontractor requirements — including Washington State's unique WA L&I Workers' Comp rules.
Washington's monopolistic Workers' Comp system (L&I state fund) is unique in the country. We help Ziply subcontractors navigate WA L&I requirements alongside their GL, Auto, and Umbrella coverage from private carriers.
Ziply Fiber purchased Frontier's Pacific Northwest assets in 2020. We know the correct entity name — Ziply Fiber, Inc. — and issue COIs that pass Ziply's compliance check the first time, across all four states.
Ziply's 2026 Montana expansion into Billings, Great Falls, Missoula, Helena, and Butte creates new opportunities for fiber subcontractors. We can get Montana contractors Ziply-compliant fast as the buildout accelerates.
Ziply subcontract opportunities move fast in competitive Pacific Northwest markets. We get you covered and issue Ziply-compliant COIs the same business day — so you never miss a job over paperwork.
Common questions from Pacific Northwest fiber contractors getting insured for Ziply Fiber subcontract work.
Ziply Fiber typically requires: General Liability ($1M/$2M), statutory Workers' Compensation (through WA L&I if working in Washington), Commercial Auto ($1M CSL), and an Umbrella policy for larger projects. Ziply Fiber must be named as Additional Insured on GL and Auto policies.
Yes. Washington State has a monopolistic Workers' Compensation system through the Department of Labor & Industries (L&I). Most Washington employers must purchase Workers' Comp through WA L&I rather than a private carrier. Oregon, Idaho, and Montana allow private Workers' Comp coverage. We help Ziply subcontractors navigate WA L&I requirements.
Yes. Ziply Fiber purchased Frontier Communications' Washington, Oregon, Idaho, and Montana operations in 2020. If you previously worked for Frontier in these states, Ziply Fiber is now the contracting entity — your COIs must name Ziply Fiber, Inc., not Frontier Communications.
Yes. Ziply Fiber is expanding into Montana with approximately 55,000 new fiber locations across Billings, Great Falls, Missoula, Helena, and Butte. This is a new market for Ziply in 2025-2026, creating significant demand for OSP fiber subcontractors in Montana. We can get Montana contractors Ziply-compliant fast.
No-obligation quotes for Ziply subcontractors in WA, OR, ID & MT — prompt COI naming Ziply as Additional Insured.
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IMPORTANT DISCLOSURES: FiberContractorInsurance.com is a lead generation website operated by a licensed insurance brokerage. Not an insurance company. Submission does not bind coverage. All coverage subject to underwriting approval.
Ziply Fiber is a registered trademark of Ziply Fiber, Inc. FiberContractorInsurance.com is not affiliated with Ziply Fiber. Washington Workers' Compensation information is general in nature; consult WA L&I for specific requirements. Insurance requirements vary by state and contract.